The Best Thing About Christmas

It’s the gifts silly!

OLYMPUS DIGITAL CAMERAIt always has been for me.  When I was a kid, I would start to get excited sometimes towards the end of November. Perhaps a little before that. Then the advent calendar would go up, and I’d get to do that magical countdown all the way through December.  Then the decorations would go up, and I’d get more excited. The big day would arrive. Until I was eight, I was the only child. On my father’s side, he was the eldest, and so was my grandfather, so I really was the only child in the family for those years.

I would get sacks full of gifts from not only from immediate family, but from aunts and uncles, great aunts and uncles, and even some of the neighbours.  It started to tail off a bit after that, as more children came along.  When I got to about fourteen, some of the great aunts and uncles now had their own grandchildren to buy for, so they started to drop me off their list,  and my pile of gifts on Christmas morning got smaller.

I was disappointed at first, but I still got fine things from my parents and grandparents.

Getting into my late teens and early twenties, Christmas became more of a party time. I’d meet up with friends at the pub and we’d mostly all drink entirely too much. Never enough to get into any serious trouble though.

Once my own children arrived, it became a real pleasure to give gifts. It was something I did as a child, just small token things from my pocket-money and the Christmas savings my parents made for me, but the delight on their faces was a real joy.

These days, Christmas is a quiet affair for my wife and I, but the giving of gifts is still, for me, the real pleasure of Christmas. Of course it’s still nice to get a few surprises on Christmas morning, but I like to see her face when she opens her presents,  just like I used to on the kids faces.

Automatic Cross-Posting

It’s great that you can post to one one place, and have it automatically reposted to other places. A photograph taken in Instagram, can appear on your Facebook page; your blog posts can arrive on your Google+ page in seconds, and your Tumblr can Tweet.

Typing with my tablet
Sitting in Starbucks

However, it’s very easy to overdo it.

Be sure to check for duplicates, because it’s easy to set up a loop. Perhaps you set those Instagram posts to go to Facebook and Tumblr and Twitter, but you’ve got your Tumblr to tweet, and your tweets go to Facebook too. Now, you’ve got the same post arriving on your Facebook twice and tweeting twice.

While your friends might well like your photographic efforts they’re probably not such a huge fan that they want to see them numerous times!

Services like IFTTT are great for automating some of these things, but again it’s very easy to set up dupe loops. WordPress can easily repost to various social media sites for you, but be careful where it’s already switched on elsewhere!

There can be too much of a good thing.

Insurance – We All Pay

Recently the Insurance Fraud Bureau (IFB) has estimated the annual cost of “crash for cash” fraud is £392m a year, with one in seven personal injury claims linked to suspected scams.

In a way this doesn’t surprise me. One only has to watch the TV for a short time to be inundated with ‘ambulance chaser’ type advertisements, amongst all the others for quick credit and ‘cheap’ sofas.

Now, I’m one of the first to complain about the cost of insurance, and how quick insurance companies are to raise rates and how slow they often seem to be to pay out.

I live in an area with excellent public transport links, and recently, after making tentative inquiries about auto insurance decided against getting a car on the road again, as for me, it’s not a necessity.

A few months ago, I was in one of the stores of my phone provider, Three, and I made inquiries about what phone insurance deals they have available.

‘None, Sir’, was the reply. ‘We stopped offering insurance due to the extremely high level of fraud’.

Eyebee in CostaI already have a policy (on which I recently had to make a genuine claim) through my bank, and I’ll stick with that.

Apparently many people think it’s just fine to ‘add on’ a few extras when making a claim or exaggerate injuries. Thing is, they’re not getting money for nothing – everyone pays a lot extra on their premiums because of such practises.

Some years ago, I spilt paint on a fairly new carpet, and spent some time trying to remove it, with only limited success. I didn’t even think to claim on my home contents insurance which included ‘new for old’ and accidental damage coverage. Silly me.

On the other hand, and around the same number of years ago, when I was moaning about the age and performance of the TV set I owned a friend in all seriousness suggested I claim on my insurance.

‘I can’t claim for a new TV’, I said.
‘You can, if you drop the old one down the stairs, while you were moving it’, he responded.

To be honest, such a thought had never crossed my mind. Suffice to say, I didn’t act on his suggestion. As well as being dishonest, I didn’t fancy trying to cart a 26 inch CRT TV cabinet upstairs; didn’t fancy the mess I’d have to clear up when I dropped it back down them; and I’m a terrible liar.

When I read facts and figures on both the sophisticated methods used, and the amount of money defrauded each year, I’m glad that the IFB along with the police are taking these crimes seriously.

After all, it’s not victimless. We all pay.